Florida Lawmakers Fast-Track Plan That Could Slash Property Taxes for Primary Homeowners
What homeowners need to know about this historic tax proposal in 2026
Florida homeowners may soon see major relief on their property tax bills — but the proposal’s path to becoming law isn’t guaranteed.
What’s the Proposal?
The Florida House of Representatives recently approved a joint resolution to put a constitutional amendment on the November 2026 ballot that would effectively eliminate non-school property taxes on primary residences starting Jan. 1, 2027, if approved by voters.
Here’s how it works:
The amendment would remove all non-school property taxes on homes where residents live full time, meaning taxes that support counties, cities, and special districts could be phased out.
School property taxes would remain in place — so homeowners would still help fund education.
If voters approve the amendment by at least 60% statewide, these changes would take effect for the 2027 tax year.
Why This Matters to You
For many Florida homeowners, property taxes are one of the biggest annual expenses after mortgage, insurance, and utilities. A successful amendment could mean hundreds or even thousands of dollars in savings each year — especially for middle-class families and retirees on fixed incomes.
What’s at Stake for Communities
While the proposal has strong support in the House, there are important concerns:
Local governments rely heavily on property taxes to fund public safety, road maintenance, parks, sanitation, and other essential services.
A recent analysis estimates the plan could create a $13+ billion annual revenue gap for counties and cities statewide.
Lawmakers included protections to maintain current funding levels for police and fire services, but how local governments would make up the rest of their lost revenue remains unclear.
Political Path Ahead
Even though the House passed the resolution, it still must:
Clear the Florida Senate — where leaders have expressed caution and concern.
Then go on the statewide ballot in November 2026.
Finally achieve 60% voter approval to be added to the Constitution.
If the Senate doesn’t act or voters reject the amendment, the plan won’t become law this cycle.
What Homeowners Should Do Now
If you live in Florida and own your home:
Stay informed about legislative updates as the session unfolds.
Understand how local services are funded in your county or city so you can weigh the trade-offs.
Prepare to vote in November 2026 — this amendment could directly impact your tax bill and community services.
Summary: Florida is considering one of the most ambitious property tax reforms in state history — a ballot measure that could wipe out most primary homeowner property taxes by 2027 if approved by voters. The House has fast-tracked the proposal, but concerns about funding essential services and the Senate’s position create uncertainty.
